Terms of Service

Effective Date: January 14, 2025

Welcome to ListLadder! By accessing or using our platform, you agree to these Terms of Service (“Terms”). If you do not agree with these Terms, you must immediately stop using our services. Period.

1. Acceptance of Terms

These Terms constitute a legally binding agreement between you and ListLadder (“we,” “our,” or “us”). By creating an account, making a payment, or using our services, you agree to comply with these Terms and any policies referenced herein.

2. Eligibility

To use ListLadder, you must be at least 18 years old and have the legal capacity to enter into contracts. If you’re caught lying about your age or eligibility, your account will be terminated immediately.

3. Account Responsibilities

You are solely responsible for maintaining the confidentiality of your account credentials. Any activity conducted under your account is your responsibility. If you suspect unauthorized use, notify us immediately at [email protected]. We’re not your babysitter.

4. Prohibited Activities

We have zero tolerance for illegal, unethical, or harmful behavior. You may not:

Violation of these rules will result in immediate account termination, forfeiture of earnings, and potential legal action. Don’t test us.

5. Payment and Refund Policy

All payments for subscriptions or services are processed securely through our payment provider. We offer a 7-day refund policy for new subscriptions. To qualify for a refund:

After 7 days, all sales are final, and no refunds will be issued. Chargebacks will result in account suspension and forfeiture of all rights to use the platform.

6. Earnings Disclaimer

Your success on ListLadder is not guaranteed. Results depend entirely on your effort, skills, and circumstances. If you fail, that’s on you—not us. For full details, refer to our Earnings Disclaimer.

7. Intellectual Property

All content on ListLadder, including but not limited to text, graphics, code, and trademarks, is the property of ListLadder. You are granted a limited license to use the platform for personal, non-commercial purposes. Any attempt to steal, copy, or replicate our materials will result in legal action.

8. Termination of Service

We reserve the right to terminate your account at any time, for any reason, without notice. If you break the rules, expect no sympathy. Termination does not entitle you to any refunds, and we are not liable for any loss you incur as a result of termination.

9. Limitation of Liability

To the fullest extent permitted by law, ListLadder is not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the platform. This includes, but is not limited to, loss of earnings, data, or goodwill. You use ListLadder at your own risk.

10. Indemnification

You agree to indemnify and hold harmless ListLadder, its officers, employees, and affiliates from any claims, damages, or expenses arising from your use of the platform or violation of these Terms. If you cause us trouble, you pay for it.

11. Changes to Terms

We reserve the right to update these Terms at any time. Changes will be effective immediately upon posting. Continued use of the platform after changes are posted constitutes your acceptance of the updated Terms. Check this page regularly—ignorance is not an excuse.

12. Governing Law

These Terms are governed by the laws of the State of Minnesota, without regard to its conflict of laws principles. Any disputes must be resolved exclusively in the courts located in Grand Rapids, Minnesota.

13. Contact Information

If you have questions about these Terms, please contact us at:

Email: [email protected]

By using ListLadder, you agree to these Terms. If you don’t like them, don’t use our platform. Simple as that.